Terms of service

By using this website, you agree to the following terms of service, presented in plain language because we believe clarity is key to navigating tricky times.

What We Offer

This site provides recommendations and resources designed to help you prepare for anticipated challenges. Please note:

• These are general suggestions only and may not apply perfectly to your unique situation.

• Our content is not a substitute for financial or legal advice. We encourage you to consult professionals for specific guidance.

Transparency Matters

We value independence and neutrality. That’s why:

• Nothing on this site is sponsored, and no links are affiliate links. If we recommend something, it’s because we genuinely think it could help you.

• Mentioning organizations, companies, news outlets, apps, or other resources does not mean we endorse them. Do your own research before engaging with these entities.

Content Accuracy

While we work hard to ensure our resources are up-to-date:

• This site is updated frequently, but information may become outdated over time. Always double-check critical details.

• These resources are not exhaustive. Think of them as a starting point to help you take action and find additional support.

Privacy Promise

If you subscribe to our newsletter, we will use your email only to send updates related to our site’s purpose. We don’t sell or share your information—ever.

Your Role

By using this site, you acknowledge that preparation is personal. Take what works for you, adapt it to your needs, and keep seeking out information to protect your rights and future.

Thanks for being here and taking steps to prepare. Remember, only when it is dark enough can you see the stars.